Terms and Conditions of Service

Agreement Terms and Conditions

These Terms and Conditions govern your use of Solyrictharven Financial Planning Services and establish the legal agreement between you and our company for the provision of financial planning consultation services.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these terms

Definitions and Interpretations

The following terms have specific meanings within this agreement and throughout our service relationship

• Services: Financial planning consultations, analytical reviews, and related guidance provided through our subscription platform
• Subscription: Monthly recurring payment arrangement for ongoing access to our financial planning services
• Client: Individual or entity who subscribes to and receives our financial planning services
• Platform: Our website, mobile applications, and related technology systems used to deliver services

Service Usage and Access

Your subscription grants you access to our financial planning services subject to the terms and limitations outlined below

Client Responsibilities and Obligations

As a subscriber to our services, you have certain responsibilities to ensure effective service delivery and maintain the integrity of our relationship

• Providing accurate and complete information for your financial planning consultations
• Maintaining the confidentiality of your account credentials and personal information
• Making timely payments for your subscription according to the agreed schedule
• Notifying us promptly of any changes in your circumstances that may affect our services

Intellectual Property Rights

All content, materials, and intellectual property provided through our services remain the property of Solyrictharven Financial Planning Services and are protected by applicable copyright and trademark laws.

You receive a limited license to use our materials for personal financial planning purposes only

Privacy and Data Protection

We are committed to protecting your personal information and privacy rights in accordance with Malaysian data protection laws and international standards.

Detailed information about our data practices is available in our Privacy Policy

Subscription and Payment Terms

Your subscription includes specific payment obligations and terms that govern the financial aspects of our service relationship

• Monthly subscription fees are charged in advance and must be paid by the due date
• All fees include applicable taxes and are non-refundable except as required by law
• Price changes require 30 days advance notice to existing subscribers

Service Disclaimers

Our financial planning services are provided for informational and consultation purposes. Individual results may vary and past performance does not guarantee future results.

Limitation of Liability

To the extent permitted by Malaysian law, our liability for any damages arising from our services is limited to the amount of subscription fees paid in the preceding 12 months.

This limitation applies to all types of damages including direct, indirect, incidental, and consequential damages

Client Indemnification

You agree to indemnify and hold harmless Solyrictharven Financial Planning Services from any claims, damages, or losses arising from your use of our services or violation of these terms

Consumer Dispute Resolution

Disputes arising from these terms will be resolved through the following mechanisms

Service Termination

Either party may terminate the subscription relationship with appropriate notice. Termination does not relieve you of payment obligations for services already provided.

Upon termination, your access to our platform and services will cease immediately

Terms Modification

We may modify these terms periodically to reflect changes in our services or legal requirements. Material changes will be communicated in advance.

Continued use of our services after modification constitutes acceptance of the updated terms

Severability of Terms

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect

Complete Agreement

These terms constitute the entire agreement between you and Solyrictharven Financial Planning Services regarding our services

Questions About These Terms

If you have questions about these terms or need clarification, please contact us using the information provided on our website